Creation of own system of effective management at the enterprise (regardless of that large or small this enterprise) in the conditions of the developing market relations in Russia is possible only in the direction of the organization of a risk management.
In practical activities of the Russian enterprises of the last years (especially at finance companies) the aspiration to the organization of risk management is observed.
In this regard in our opinion is very important:
- first, complete accounting of the external and internal factors affecting the nature of the organization of a risk management at the enterprise;
- secondly, allocation of a priority of the separate directions of development of a risk management for the concrete enterprise (taking into account an activity profile: financial or non-financial).
Among of external factors, defining an organizational basis of a risk management at the enterprise (price variability, globalization of goods and financial markets, tax asymmetry, technology dost of a zheniye, etc.), in our opinion, should allocate strengthening for the Russian enterprises of a factor of globalization.
that will lead to growth for the Russian producers of the competition, both on external, and in domestic (Russian) goods markets that will inevitably affect growth of extent of manifestation of various entrepreneurial and financial risks in their activity.
The organization of a risk management at the concrete enterprise is naturally influenced also by factors of an internal order, such as need for liquidity, not favor to risk, agency expenses and others.
It should be noted that external and internal factors of the organization of a risk management at the enterprise are interconnected, that is there is a certain correlation between them.
It is connected with that, as different types of risks are interconnected and interdependent.
Influence of a factor of growth of technology equipment on strengthenings of a factor of price variability and also influence of the last on growth of the need for liquidity can serve as other example.
Forms and methods of the organization of a risk management at the concrete enterprise substantially depend on a weight share of the insured risks in the total cost of entrepreneurial and financial risks to which this enterprise and the level of development of the sphere of risks insurance is subject.
Formation and development of a risk management of the enterprise substantially depends on availability of the corresponding conditions on selection of profile specialists.