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Social risks are risks that permeate all social strata, groups, some of which are actors and others are targets of risk.
They can be managed on the basis of joint, mutually beneficial participation and coherence of interests of participants.
Social Risk can be defined as:
- Risks that involve the whole society and most members of society are exposed to them;
- The likelihood of universal loss affecting elements of the quality of life of people and minimized if the social responsibility of all members of society is realized.
Let 's look at the essential < strong > social risk signs :
- universality (social risks are borne by every individual and society as a whole);
- inevitable (social risks trigger problems that cannot be completely eliminated, solved to the end, but can only be minimized, managed with some degree of efficiency);
- social responsibility of all social and professional groups of society (social risk management is successful only with effective, partner, interested interaction of all participants in the process);
- Potential crisis (social risks are potential sources, catalysts of economic, political, demographic crises).
Two groups of social risk factors are identified: foreseeable (whose actions can be expected, assessed, sufficiently studied by science, manageable) and unforeseen (which cannot be identified at the a priori stage of risk analysis, some may arise for the first time; This risk group is most difficult to manage).
The housing sector is a zone of high concentration of social risks.
Factors such as the crisis in the housing stock in the country, the low availability of housing, the lack of access to mortgages for the majority of citizens, the insufficient rate of introduction of new housing, the small share of social housing, and the limited budgetary subsidies to established categories of citizens are evidence.
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